Call transcription

Phone Call Transcription Software Compared (2026)

Most transcription software is built for Zoom and Teams, not for the calls you make on your phone. Here are the seven options that actually work on a regular phone call, with a quick pick at the top, what each one costs, and the catch that comes with it.

A phone on a call resting on a laptop that shows the call as a transcript, with the words Call transcripts, compared.
JR
James Ritter
Founder, Epocra
15 October 2026 · 7 min read
The short answer

If you have a recent iPhone or Pixel, you already have free call transcription. The iPhone (15 Pro and later) and the Pixel (9 and later) both turn a call into a transcript and summary, but you start them by hand on each call and both announce the recording to everyone. Only apps that carry the call on their own line can transcribe every call without you pressing anything.

Quick pick
  • An occasional call, recent iPhone or Pixel: use what is built in. It is free.
  • A separate number with AI notes: Google Voice Standard, $20 a month.
  • Meetings and calls with one gadget: a clip-on recorder, Plaud or Pocket.
  • Every call, incoming and outgoing, on your own number: Epocra.
If you want every call transcribed

Use an app that carries the call. Epocra records both sides of every call on its own line from the moment it connects, on your existing number, and writes the transcript, a summary and the follow-ups when you hang up.

Disclosure: we make Epocra. Facts about the other products come from their own help pages, listings and pricing, checked in October 2026.

See it in action

Every call, transcribed

An interactive demo, not a video. A call ends, and a few minutes later the transcript and summary are waiting, with nothing pressed during the call.

  • Automatic: every incoming and outgoing call
  • Transcript by speaker: plus a summary and the follow-ups
  • Your own number: through one call-forwarding code

All seven side by side

OptionAutomatic?PriceThe catch
iPhoneNo, tap each callFreeTranscript needs iPhone 15 Pro or later; announces to both
Pixel Call NotesNo, start each callFreePixel 9 or later, five countries; announces to both
Google VoiceNo, tap Notes each call$20 a month for AI notesA separate number; free plan has no transcript
EpocraYes, every callFree trial, then $24.99 a monthYou call from the Epocra app
TapeACallOutgoing only$7.99 a week (~$35 a month)Needs carrier three-way calling
PlaudNo, press record$159 or $189; 300 free minutes a monthNo earbuds or headsets
PocketNo, press the button$129; unlimited free transcriptionNo earbuds or headsets

On a phone, swipe the table sideways.

Already on your phone

iPhone. Since iOS 18.1 you can tap More during a call and choose Call Recording. The recording lands in the Notes app, and on an Apple Intelligence iPhone (15 Pro and later) you can tap Show Transcript and Summary. Older iPhones record but never transcribe. Both people hear an announcement, and there is no setting to turn it off. More in how to record a phone call on iPhone.

Pixel. Call Notes, on the Pixel 9 and later, transcribes the call on the phone with Gemini and writes a short summary. It is not on the A series, works in five countries, and tells everyone on the call when it starts. More in call notes.

Both are free and both work well. The limits are the hardware, the announcement, and remembering to start them.

Apps that carry the call

These do not try to listen to your phone. The call itself runs through them, which is why they can transcribe both sides cleanly.

Recorder app: TapeACall

TapeACall merges a recording line into your call as a three-way call, then transcribes it. Outgoing calls can be recorded automatically; incoming ones need a manual merge, and your carrier must support three-way calling. It costs $7.99 a week, about $35 a month. See Epocra vs TapeACall.

Clip-on devices

These attach to the back of the phone and pick up the call through vibration, then transcribe it in their own apps. You start each recording yourself, and neither hears the other person when you take the call on earbuds or a headset.

Plaud. The Plaud Note ($159) and Note Pro ($189) record calls; the Note Pro switches into call mode by itself. The free plan includes 300 minutes of transcription a month, and Plaud Pro is $99.99 a year for 1,200 minutes a month. More in how Plaud records phone calls.

Pocket. One card-sized device, $129, with a switch for call mode. The free plan includes unlimited standard-accuracy transcription, and Pocket Pro is $19.99 a month. More in can Pocket record phone calls.

The two side by side are in Plaud vs Pocket.

The rest, and why we left them out

What each one gives you after the call

OptionTranscriptSummary and tasksWhat you can do next
iPhoneBy speaker, in the Notes appSummary on Apple Intelligence iPhonesSearch and share it like any note
Pixel Call NotesYes, made on the phoneShort summaryRead it in the Phone app
Google VoiceYes, with the recordingKey points and action itemsOpen in the Voice app or from the email link
EpocraBy speaker, both sides on separate tracksSummary, plus follow-ups as tasksAsk questions across every call; each contact builds a profile from your calls
TapeACallYesNot offeredShare by email or text, or to Dropbox, Evernote or Google Drive
PlaudYes; names only your own voiceSummaryIn the Plaud app
PocketWith speaker labelsSummary, action items, mind mapsChat with your recordings; integrations on Pro

On a phone, swipe the table sideways.

What to do with a transcript

Whatever you choose, the consent rules depend on where you and the other person are; they are listed in call recording laws by state.

Sources: each product’s own help pages, App Store and Google Play listings and pricing pages, as linked from the individual reviews above, checked in October 2026. Epocra pricing. All product names are trademarks of their owners.

Frequently asked questions

It depends on your phone and how many calls you need. A recent iPhone or Pixel can transcribe calls for free if you start each one. To transcribe every call automatically on your own number, you need an app that carries the call, such as Epocra.

Yes, on an Apple Intelligence iPhone (15 Pro or later) in a supported language. Record the call from the Phone app, then open it in Notes and tap Show Transcript and Summary.

Yes. The iPhone and Pixel Call Notes are free on supported models, and Pocket includes unlimited standard transcription with the device.

Only apps that carry the call on their own line. Epocra does it for every incoming and outgoing call; Google Voice does it only on its Premier team plan.

Phones do not let apps listen to regular calls. Otter records what a microphone hears or joins online meetings, so a phone call has to be recorded elsewhere and imported.

The iPhone, Pixel, Google Voice and Epocra (by default) play a notice. TapeACall, Plaud and Pocket do not document one, so consent is up to you.

More in the Help Center: What gets recorded.

JR

James Ritter

Founder of Epocra. Fifteen years in payments, now building call intelligence for people who run their business from their phone.